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About Retirement Mortgage Solutions
Retirement Mortgage Solutions was created to provide homeowners 55+ with a variety of ways to access the equity in their home. Unlike many other companies, we offer an array of solutions since one size does not fit all.
In addition to traditional Reverse Mortgages, we have access to proprietary reverse mortgages. These options offer greater flexibility in underwriting and higher property value limits, as they are not subject to FHA regulations.
We also have access to Equity Share Agreements, bank statement loans, which don’t rely on income for qualification, and interest-only loans for those seeking lower payments.
We see Retirement Mortgages as part of a retirement planning strategy. Our goal is to eliminate the stigma of the "loan of last resort" and see them for what they are, Great Solutions for the Right People in the Right Circumstances.
This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA). It is not intended to be a substitute for legal, tax or financial advice. Consult with a qualified attorney, accountant or financial advisor for additional legal or tax advice.
*There are some circumstances that will cause the loan to mature and the balance to become due and payable. The borrower(s) must continue to pay for property taxes and insurance and maintain the property to meet HUD standards or risk default. Credit is subject to age, minimum income guidelines, credit history, and property qualifications. Program rates, fees, terms and conditions are not available in all states and subject to change.
